Credit where credit is due

Last week I requested a copy of my credit report from Trans Union, via the Annual Credit Report website.

Nothing unusual in there, except for two items:

  • They figured my birthday must be in June. I suspect this is because I got my driver’s license in June (5 years ago, time flies) and they seem to assume that those things are handed out or renewed on your birthday.
  • My name is on several bank accounts and a few credit cards. Of all of those, Bank of America is the only one that looks at my credit report every month. I don’t think it’s related to the Identity Advisor account I recently canceled, because they used Equifax. So… WTF?

If anyone has a better answer for these two things, I’m definitely interested.